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Bump Insurance

Terms of Use

  1. AGREEMENT TO TERMS FOR USE OF WEBSITE

Participation in this survey is subject to the following Terms of Use ("Terms") and all applicable laws and regulations. By accessing and using the Survey, you agree to abide by and be governed by these Terms which incorporate the posted Privacy Policy as though fully set forth herein. Irrespective of where you reside, you agree that you are entering into this Agreement in the State of Delaware and your use of our website shall be governed by Delaware state law. If you do not agree and accept these Terms or Privacy Policy, please do not respond to the Survey or promotions thereon. Your response shall constitute your acceptance of the same.

  1. SPONSORED CONTENT

We promote Sponsored Content which is content provided by a third party in the form of search, email, or display marketing ("Services"). The products and services promoted do not belong to us. We receive compensation from providing the sponsors with leads or traffic to their promotions or products.

  1. INTELLECTUAL PROPERTY RIGHTS

The promoted content and any website or webpage linked thereto is owned and copyrighted to use or used via a license with a third party. All rights are reserved, except for third party trademarks, logos, or service marks, which are owned by the respective owners and any use of this intellectual property without written permission is strictly prohibited.

  1. PRIVACY

Any personal data you transmit to us by electronic mail or otherwise, will be used by us in accordance with our Posted Privacy Policy which is incorporated herein as though fully set forth. Any communication or material you transmit to us by electronic mail or otherwise, including but not limited to questions, comments, suggestions, or inquires will be treated as non-confidential and non-proprietary.

  1. DISCLAIMER OF WARRANTIES

EMAIL, SEARCH, OR OTHER MARKETING OF A THIRD PARTY WEBPAGE OR WEBSITE, ANY SERVICE PROVIDED BY US, IS PROVIDED TO YOU "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE MAKE NO WARRANTY THAT: (i) THE LINKED WEBSITE, OR ANY SERVICE PROVIDED, AND/OR CONTENT WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (ii) THE SERVICES OR PRODUCTS PROVIDED THROUGH OUR SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; OR (iii) RESULTS THAT MAY BE OBTAINED FROM ITS USE WILL BE ACCURATE OR RELIABLE. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE, ANY SERVICE OR PRODUCT PROVIDED, IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. WE ASSUME NO RESPONSIBILITY FOR THE DELETION OF, OR FAILURE TO STORE MESSAGES, AND ANY OTHER PERSONAL INFORMATION RELATING TO THE OUR SERVICES OR ANY THIRD PARTY PROMOTION RECEIVED FROM OUR SERVICES. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US, OR THROUGH OR FROM THE WEBSITE, ANY SERVICE OR PRODUCT AND/OR CONTENT, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE. THE WEBSITE AND/OR CONTENT MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS. WE WILL NOT BE LIABLE FOR THE AVAILABILITY OF THE UNDERLYING TELECOMMUNICATIONS SERVICE.

  1. EXCLUSION OF LIABILITY

YOUR USE OF OUR SERVICES IS AT YOUR OWN RISK. NEITHER WE, NOR ANY OF OUR AFFILIATES, PARENT COMPANIES, OWNERS, SUBSIDIARIES, AFFILIATES, OFFICERS, OR DIRECTORS, NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR CONTENT WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. ACCESS AND USE OF THE WEBSITE IS AT YOUR SOLE RISK.

  1. LINKS TO THIRD PARTY WEBSITES

Our Services contains links to Websites owned or operated by parties other than us. These links are provided for your convenience only. We do not control, and are not responsible for, the content or privacy policies on, or the security of such Websites and disclaim any responsibility relating to such Websites. Neither do we endorse the content, or any products or services available, on such Websites.

  1. REVISIONS TO THE TERMS

We may revise these Terms of Use at any time in the future to: (i) improve or modify the Website or any services provided thereon or through, (ii) reflect future developments in our data information gathering, storing, and release practices, (iii) comply with applicable laws, and (iv) changes in our business structure. Accordingly, you should review these Terms of Use from time to time to check for updates as no further notice other than posting will be provided to you. Your continued use of the Website and/or participation in a survey shall evidence your acceptance of any changes. All changes shall be forward facing and implemented from the date of posting forward.

  1. DISPUTE RESOLUTION.

Binding Arbitration. You and we each agree that any and all disputes or claims that have arisen or may arise between you and us relating in any way to or arising out of this TOU or Website, shall be resolved exclusively through final and binding arbitration through the American Arbitration Association, consumer division rules, before a single arbitrator in a mutually agreeable location, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate section (this "Agreement to Arbitrate"). The arbitrator shall be precluded from awarding damages greater than the limitation set forth in this Agreement and shall not be authorized to award punitive damages against either party.

Prohibition of Class and Representative Actions and Non-Individualized Relief.

YOU AND WE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND US AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY'S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OUR OTHER USERS.

Severability.

Except for "Prohibition of Class and Representative Actions and Non-Individualized Relief", if an arbitrator or court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If an arbitrator or court decides that any of the provisions in Section 9 of this TOU is invalid or unenforceable, then the entirety of this Agreement to Arbitrate shall be null and void. The remainder of the Agreement and its Legal Disputes Section will continue to apply and that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Delaware.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING ARBITRATION. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.

  1. WAIVER AND SEVERABILITY OF TERMS

The failure by us to exercise or enforce any right or provision of this TOU shall not constitute a waiver of such right or provision. If any provision of this TOU is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect.

  1. ENTIRE AGREEMENT

This TOU constitutes the entire agreement between you and us and governs your use of our survey and Website superseding any prior agreements. If any part of this TOU is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of this TOU shall remain in effect.

  1. ELECTRONIC COMMUNICATIONS

When you visit our Website or send email to us, you are communicating with us electronically. You consent to receive communications from us electronically. Although we may choose to communicate with you by regular mail, we may also choose to communicate with you by email or by posting notices. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.